Reduce collection costs by bringing the right effort in-house
PathPilot helps collection teams identify which accounts no longer require external vendors — and implement internal AI agents to handle that effort with built-in cost, quality, and compliance controls.
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Reduce collection costs by bringing the right effort in-house
PathPilot helps collection teams identify which accounts no longer require external vendors — and implement internal AI agents to handle that effort with built-in cost, quality, and compliance controls.
Book demo
They trust us
Keep high-value effort in-house — cut the rest
Once PathPilot identifies which accounts are worth continued effort, teams can shift that work away from expensive external vendors and into controlled, internal AI agents. Instead of paying per call, minute, or message, internal agents act only when effort is economically justified — reducing spend while preserving recovery.
Effort-Based Decisioning
Internal AI agents act only when PathPilot determines continued engagement is economically justified, preventing wasteful activity and unnecessary vendor spend.
Governed Automation
Every AI action runs inside enforced quality and compliance guardrails, so automation scales without creating risk.
Vendor Offloading Control
PathPilot helps teams systematically replace external vendor effort for eligible accounts, keeping high-value, repeatable interactions in-house and reserving vendors for cases where they add incremental value.
Interact via Channels Where Your Borrowers Already Are
PathPilot connects with your existing stack, allowing AI Agents to chat with borrowers directly through WhatsApp, web chat, email, or your mobile app.
Scale operations without scaling your team.
Book demo
Scale operations without scaling your team.
Book demo
They trust us
Scale operations without scaling your team.
Book demo
Effort-Based Decisioning
Internal AI agents act only when PathPilot determines continued engagement is economically justified, preventing wasteful activity and unnecessary vendor spend.
Governed Automation
Every AI action runs inside enforced quality and compliance guardrails, so automation scales without creating risk.
Vendor Offloading Control
PathPilot helps teams systematically replace external vendor effort for eligible accounts, keeping high-value, repeatable interactions in-house and reserving vendors for cases where they add incremental value.
They trust us
They trust us
Internal AI agents act only when PathPilot determines continued engagement is economically justified, preventing wasteful activity and unnecessary vendor spend.
Effort-Based Decisioning
Governed Automation
Every AI action runs inside enforced quality and compliance guardrails, so automation scales without creating risk.
Vendor Offloading Control
PathPilot helps teams systematically replace external vendor effort for eligible accounts, keeping high-value, repeatable interactions in-house and reserving vendors for cases where they add incremental value.